Anchors & Major Shops

(A)  T he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Definitions

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Information about us and how to get in touch with us

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Confidentiality/ privacy

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Eligibility and your access rights

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Information we provide before the transaction is complete

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

How the contract is formed between you and us

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Information provided after we process a transaction

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Limitations on our liability

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Your responsibilities and obligations

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Fees and payment methods

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Cancellations and refunds

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Complaints

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Money transfer and the payment services regulations

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Written communications

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Notices and communications

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Transfer of rights and obligations

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Waiver

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Severability

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Entire agreement

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Our right to vary these terms and conditions

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Third party rights

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Law and jurisdiction

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.

Intellectual property

(A)   he Terms and Conditions listed below govern the access and use of our website (hereinafter called “the Website”) and mobile phone application (“the Application”) that enable you to transfer          money (“the Service”).
(B)   The English language version of these Terms and Conditions is the applicable version for all languages. Any other language version we may provide is for guidance purposes only.
(C)   Any dispute or claim arising out of or in connection with present Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims) will be considered           in relation to the English version only.
(D)   In the present Terms and Conditions the terms “we”, “us”, “our” refer to M-NAIRA. and “you”, “your” refer to any person who accesses and/or uses the Service. It is important that you                       understand that access and use of the Service is conditional on your acceptance of present Terms and Conditions.