This feature of m-naira Mobile App is very handy and very useful. You can ask anyone to pay to you for anything. It is like a simple reminder for a friendly loan or a one-time invoice for a service rendered. A user can send a request to anyone with a mobile number in instant. This functionality is a special instant message between m-naira users and anyone with a mobile phone number.

Send  Payment Request

STEPS:

  • Open m-naira App
  • Go to Request Pay
  • The screen will ask you to enter the amount to request.
  • Click on NEXT -> Screen will ask you to select number either from contact list or enter it manually and enter description there that for what you need this amount.
  • Click on NEXT -> A detailed confirmation screen will show including Amount to request, the subject of the request and selected recipient.
  • Click on CONFIRM -> OTP will be sent to your registered number. In most cases, the app will auto-detect OTP or enter OTP manually.
  • Click on NEXT -> If the transaction is a success, the app will show success screen and send PUSH and SMS to the receiver otherwise app will show error there and you can re-try from there.

Once your request submitted successfully, your recipient will receive SMS and PUSH. Your receiver can pay to you in a very easy way. The receiver can pay by either clicking on received PUSH Notification or by following below steps:

Pay to Request

STEPS:

  • Open m-naira App
  • Go to Settings -> Select Payment Request
  • The new screen will open which shows a list of all the sent and received payment requests by filtered with sent and received requests.
  • From received requests, user can pay to any requests which are not paid yet. If request is received and is not paid yet then there will be button “PayNow” on those requests.
  • User can pay to those requests by clicking on “Pay Now” button.
  • Click on Pay Now button, a new screen will open with all the details of this request.
  • Click on CONFIRM -> OTP will be sent to your registered number. In most cases, app will auto-detect OTP or enter OTP manually.
  • Click on NEXT -> If transaction is success, app will show success screen and send PUSH and SMS to the receiver otherwise app will show error there and you can re-try from there.

On successful transaction, your m-naira wallet will be debited by the amount + convenience fee and your receiver wallet will be credited by that amount.