m-naira App users can pay to merchants instantly using QR Scan Code.

m-naira App QR Code payment is a contactless payment method where payment is performed by scanning a QR code from the m-naira app. Shop owners and merchants can now accept payment from the thousands of m-naira App users as an instant payment method.

If you want to sell something or want to receive payment from someone, just enter the amount and m-naira mobile app will generate QR code for you. Share this QR code from whom you want to receive payment and you are good to go.

On the other hand, if you want to pay someone contactless and in the very easy and effortless way then this is feature is for you. Scan the QR code given by receiver and your transaction will be done.

This feature provides you one more easy way where you as a payment receiver just need to share your own personal QR code provided by m-naira mobile app rather than generating QR code every time.

STEPS:

  • Open m-naira App
  • Go to Pay with m-naira
  • Select either BUY if you want to pay to someone or select SELL if you want to receive payment.

SELL:

  • Generate QR Code has 2 options:

Generate new QR Code for a particular transaction

  • The screen will ask you to enter the amount to receive.
  • Click on NEXT -> Enter description.
  • Click on NEXT -> A detailed screen will show which includes Amount to receive and description.
  • Click on CONFIRM -> App will generate a new QR code based on entered data and display on a screen.
  • Show this QR code who want to pay to you and you are done.

Use QR Code generated by m-naira App

  • Open m-naira App -> go to Settings -> go to My Profile -> Click on QR Icon on top-right corner.
  • The screen will show your personal QR code generated only for you by m-naira App. Show this QR code who wants to pay to you and you are done.

BUY:

  • A camera will open to scan the QR code generated by the seller.
  • The scan QR code has 2 options:

QR Code Generated by the seller

  • Scan QR code generated by the seller
  • The app will fetch data from QR and redirect the user to details screen which includes Amount to transfer, Receiver username, Description entered by the seller, convenience fee, Total amount to pay and how much amount your receiver will receive.
  • Click on CONFIRM -> OTP will be sent to your registered number. In most cases, the app will auto-detect OTP or enter OTP manually.
  • Click on NEXT -> If the transaction is a success, the app will show success screen and send PUSH and SMS to the receiver otherwise app will show error there and you can re-try from there.

QR Code Generated by m-naira App

  • Scan QR code generated by m-naira App from seller’s profile.
  • Here, you as a money sender need to enter Amount to transfer to seller and description for this transaction.
  • Click on NEXT -> A details screen will open which includes Amount to transfer, Receiver username, Description entered by you, convenience fee, Total amount to pay and how much amount your receiver will receive.
  • Click on CONFIRM -> OTP will be sent to your registered number. In most cases, the app will auto-detect OTP or enter OTP manually.
  • Click on NEXT -> If the transaction is a success, the app will show success screen and send PUSH and SMS to the receiver otherwise app will show error there and you can re-try from there.